About CalcFi

What is CalcFi?

CalcFi is a collection of free financial and crypto calculators available in English and Spanish. Our mission is to make professional financial tools accessible to everyone, with no registration or subscription required.

All calculators run entirely in your browser. No personal data is sent to our servers. Calculations are instant and accurate.

Methodology & Reliability

All our calculators use standard mathematical formulas used by banks and financial institutions worldwide. We do not invent proprietary methods or make estimates — we apply the exact formulas.

Mortgage & Loan

PMT = P × [r(1+r)^n] / [(1+r)^n − 1]

Compound Interest

A = P(1 + r/n)^(nt)

Bitcoin Profit

(Sell − Buy) × BTC − Fees

DCA

Avg Cost = Total Invested ÷ Total BTC

Financial Advisor AI

The Financial Advisor AI is powered by Anthropic's Claude (model claude-haiku-4-5-20251001). It provides educational guidance on personal finance, mortgages, investments and crypto in English and Spanish.

⚠️ The AI advisor is for educational purposes only. It is not a licensed financial advisor. For important investment decisions, always consult a certified professional.

Why trust CalcFi?

  • Standard formulas used by global banking institutions
  • No registration or personal data required
  • All calculations run in your browser
  • Available in English and Spanish
  • Updated for 2026
  • No intrusive ads on tool pages